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Connecticut Buick and Chevrolet Vehicle Leasing and Financing

Buick and Chevrolet vehicle shoppers from New Britain to Hartford have a wide variety of potential vehicles to choose from and also just as many dealerships to do business with. We understand that your time valuable and you don't necessarily need to come into our dealership's physical location at 5 W Main st in Avon CT to get your questions answered. That's why we strive to help you find everything you need online first!

While some customers can and will pay cash for their brand new Buick or Chevrolet vehicle, we understand this isn't an option for a large number of consumers shopping for a vehicle these days. You can find all types of info on our website to help you make your decision, but we want to always provide more to you. So here are a few extra tips and tricks before you decide on how you will pay for your new Buick or Chevrolet vehicle.
Car salesman showing a woman a new vehicle.

Looking to Lease Your Next Chevrolet or Buick?

As you most likely know already, when you lease a vehicle, it's as if you are renting it from the dealership for a period of time, typically 2-3 years. At the end of that term you have the option buy the vehicle from the dealership at a price that is agreed upon when you are negotiating your lease. So for example, if you're a Buick shopper from Plainville, New Britain, or anywhere else in Connecticut and you're leasing a Buick Encore (a great vehicle for these Connecticut roads year round), your lease comes with a buy out price. Since you've paid for a chunk of the vehicle over your lease term, so people enjoy the vehicle so much that they decide to keep it and purchase the vehicle and it becomes their own.

Another great aspect, especially these days when it comes to leasing a vehicle, is that most vehicles now include the first 2 -3 years of scheduled maintenance on top of the standard warranty, so your cost of ownership is very low when you lease a vehicle. This is another attractive reason many vehicle shoppers choose to lease.

While purchasing the vehicle outright once your lease is up is an option you have, there is always the alternative. One advantage a lease has over financing a vehicle is that your can upgrade every 2- 3 years into a brand new vehicle. In fact, in many cases, you can actually get out of your current lease a few months before it's up and trade in your existing vehicle for a brand new one. In many cases there is little to no additional charges, and you may find that your payments stay the same or become lower. This is not the case for everyone as a number of factors will come into play. These factors include things like overall vehicle condition, fluctuations in credit score, new vehicle options, etc...
A Salesman talks to a customer about a new car in the showroom.

When Financing Makes the Most Sense

While Chevrolet anf Buick shoppers from Hartford to New Britain and all over Connecticut tend to choose leasing as their primary option when acquiring a vehicle for their everyday needs, Financing can make a lot of sense for many people. First off, not everyone wants or needs a brand new vehicle every few years. Another reason is some people with less than fantastic credit choose to finance over a longer term to help build their credit up.

While you will find these to be major reasons to choose financing your next Chevrolet or Buick vehicle from our Avon CT dealership, one of, if not the biggest reason people choose to finance over lease is due to vehicle usage. For example; you work in sales, and your job or business requires you to drive thousands of miles a year. Leasing a vehicle which only allows for 12k miles a year won't work for you if you drive 20k miles ayear. And most leases can get expensive the higher the mileage goes up since dealerships are always looking to take the returned lease vehicle, put it through the shop, and resell it as a used or certified pre owned vehicle.

Typically, consumers who buy pickup trucks, especially the more heavy duty Chevrolet Silverado 2500 and 3500 models, will almost always finance. One reason being is that there are rarely, if ever, lease specials available on these trucks. Chevrolet understands that most Silverado owners will be using their trucks for heavy duty activities like work, or hauling trailers. Since more wear and tear is put on the vehicle (especially if it is work truck), it can be much tougher for a dealership to resell the vheicle once a lease is up. Therefore, manufacturers tend to give fantastic incentives to those looking to finance a vehicle over the course of 48 months or more. In fact many manufacturers present aggressive offers like 0% financing for 60 or even 72 months on certain vehicles.

The best piece of advice we can offer is regardless of what option you choose, filling out a finance application now will save you time inside the dealership by helping to make the process go faster. But no matter what you decide we are here to help!
Salesman showing a customer information on a tablet.